Home Insurance
 Whether you're homeowner, condo owner or tenant, your residence and your personal property are valuable. La Capitale General Insurance Inc. proposes a particular approach concerning home insurance: we believe that our customers deserve a coverage more advantageous than those generally offered on the market and that they have the right to get assistance when it is needed.
Extensive basic coverage
All personal property policies include, in addition to the basic protections, coverages for which you do not pay additional charges, such as:
- A more complete coverage for damages caused by water, including water backflow, water intake pipe and underground piping;
- Additional living expenses due to an evacuation order (remember the ice storm in January 1998)
- 100% coverage for the rebuilding of your residence
- Free death benefit after the fire of your residence
- And many others
Coverage you can tailor to your needs
For enhanced protection, you can choose one of our supplemental coverage selections for just a few extra dollars.
- Identity theft
- Legal Liability limit increased to $2,000,000
- Extended Tenants Legal Liability
- Domestic heating oil damage
Save up to 30%. The biggest discount in the industry!
Our home insurance program offers you the chance to reduce your premium should you install a recognized security system against fire and theft connected to a central station and contrary to other insurers, we do not require you to change your supplier! Request a quotation via the internet and save $50.
 "Young Family" insurance program
La Capitale General Insurance had parents with young children in mind when it created the Young Family insurance program. Young families can enjoy substantial savings for each child under the age of 13 when they sign up for a new car and home insurance policy from La Capitale. Because families can always use a little more.
 Click on this link for complete details on this promotion
Variable term policy: An insurance premium GUARANTEED not to change for more than one year
And La Capitale offers you even MORE:
- MORE security because you will not be penalized should a loss occur during the term of the contract
- MORE versatility with the contract term, which can vary from 12 to 24 months*
- MORE flexibility to better prepare your budget
- MORE savings because there will be no rate increase during the chosen contract term
- MORE peace of mind...for a longer period of time!
* Certain limitations apply
Property and casualty insurance contracts that protect the environment!
 Would you like to protect the environment plus access your property and casualty insurance contracts at any time? Now you can with C@P Direct, which gives you access to all the insurance contracts in your personal file.
You are just a few clicks away from protecting the environment if you agree to receive your contracts on C@P Direct! Ask one of our agents.
Capitale Assistance Program A free home assistance program
 Plumbing, electricity, or roof problems? Don?t worry. With CAP you enjoy assistance, professional references and an emergency maintenance program for everything related to your residence. Actually, you are ensured to get a priority home assistance from 600 specialists through the Province of Quebec, 24 hours a day, 7 days a week.
Legal Assistance... a free telephone information service, only for the persons insured with La Capitale General Insurance
 A legal information and assistance telephone service provided by legal counsels in all legal disciplines. While the number of calls is unlimited, this service does not allow the physical examination of documents. This front-line telephone service allows you to quickly obtain the legal information necessary to the protection of your rights.
For the reimbursement of the lawyer fees, expert costs or court costs, we recommend legal access insurance at a cost of $46 per year.
Flexible terms of payment
without additional charges
You may spread out your premium payments over the total duration of the contract, without interest or administration charges.
* In all cases, only the insurance contract provides for the application terms and conditions of this protection.
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